New – Smart debt settlement

Split bills
with friends,
stress-free

Track group expenses, split fairly and get AI-powered suggestions to settle all debts with the fewest transfers. No more 'forgetting' to pay.

🧋
🍜
🏔️
🎮
Free.  No debt drama.
HI THERE,
Tran Minh Chau 🍦
🔔
Finance Summary
đ2.471.549
You owe đ1.1M
You're owed đ3.6M
✈️

Thailand trip together

Paid by Tran Minh Chau

-đ120k
🍽️

Dinner combo

Paid by Nguyen Hoang An

-đ300k
🛵

Motorbike rental

Split 3 ways

-đ402k
Da Lat Trip 🏔️
đ420.000
total group spend
To pay back
đ200.000
2 transactions
Features

Everything you need to manage group expenses

From road trips to shared rent, DIW handles it all.

👥

Easy group creation

Create a group for each trip, add friends and start tracking expenses immediately.

⚖️

Flexible splitting

Split evenly, by percentage, or enter manually — fully in your control.

📊

Real-time balance tracking

See instantly who owes whom in the group — no manual calculations.

💱

Multi-currency

Supports VND, USD, EUR, JPY and more for international trips.

How it works

Just 3 simple steps

No lengthy instructions. Open the app and you'll get it right away.

1

Create a group & invite friends

Create a group for your trip, add friends by name or email. Works even for people who haven't joined the app yet.

2

Add expenses

Whoever pays enters it. Choose how to split — equally, by % or manually. The app calculates each person's share.

3

Settle up smart

The app suggests the minimum number of transfers to clear all debts. Tap "Settle" and you're done!

Reviews

Loved by friends across Vietnam

From Da Lat road trips to splitting monthly rent.

★★★★★

"5 people in Da Lat, expenses all over the place. Thanks to DIW just 3 transfers at the end settled everything. Super convenient!"

🏔️
Nguyen Hoang An
Traveler, Hanoi
★★★★★

"4-person shared apartment for 6 months. Electricity, water, internet — no more Excel spreadsheets. The app handles everything."

🏠
Le Quoc Dat
Student, Ho Chi Minh City
★★★★★

"The subtle debt reminder feature is brilliant. My friends no longer 'forget' to pay and there are no hard feelings either."

😂
Tran Minh Chau
Designer, Da Nang
50K+
Active users
2M+
Transactions recorded
4.9★
Rating on App Store
Free
Completely free
Download now

Ready to split bills smarter?

Completely free. No credit card needed.