Privacy Policy

Privacy Policy for DIW

We take your privacy seriously. This policy describes what data we collect, how we use it, and what rights you have.

1. Information We Collect

Account Information
  • check_circleName, email address, and password (or Google/Apple sign-in credentials)
  • check_circleProfile photo (optional)
Financial & Social Data
  • check_circleExpenses you create, including amounts, descriptions, and categories
  • check_circleGroups you belong to and members within them
  • check_circleFriend connections and invitation links you generate
  • check_circleSettlement and balance history
  • check_circleReceipt photos you scan and attach to a split. These are visible to the other people on that split, and are deleted when the expense or split is deleted.
Device & Technical Data
  • check_circleDevice type and OS version
  • check_circlePush notification tokens
  • check_circlePasskey/WebAuthn credentials (stored locally on device)

2. How We Use Your Information

  • check_circleAuthenticate your identity and secure your account
  • check_circleCalculate and display bill splits and balances
  • check_circleSend in-app and push notifications (e.g., expense updates, settlements)
  • check_circleResolve group invitations via deep links
  • check_circleImprove app performance and fix bugs

3. Data Sharing

We do not sell your personal data.

We share data only in the following cases:

  • check_circleWith other group members (name, amounts owed/paid)
  • check_circleWith third-party auth providers (Google, Apple) solely for sign-in
  • check_circleWhen required by law

4. Data Storage & Security

  • check_circleTokens are stored securely using encrypted device storage
  • check_circleAll API requests use HTTPS with JWT authorization
  • check_circleFinancial data is stored in our database and is never shared with advertisers
  • check_circleReceipt photos are stored in a private, encrypted bucket and are never publicly accessible. A scan you do not save is discarded within 24 hours.

5. Your Rights

You may at any time:

  • check_circleUpdate or delete your account
  • check_circleRemove yourself from groups
  • check_circleRevoke passkey credentials from your device settings

6. Receipt Photos

Attaching a photo of a receipt is optional — every expense works without one. We ask for your agreement in the app before your first upload, and nothing is uploaded until you save the expense.

When you attach a receipt photo:

  • check_circleIt is stored in our private storage and attached to that one expense.
  • check_circleIt is visible to the other people on that group or split, and to no one else.
  • check_circleYour phone reads the total from the image to fill in the form. That reading happens on your device — we do not receive the extracted text, and we do not analyse the photo for anything else.
  • check_circleWe do not use receipt photos for advertising, for profiling you, or for training machine-learning models, and we never sell them or share them with third parties.
  • check_circleDeleting the expense deletes the photo and its thumbnail. Replacing a photo deletes the one it replaced.
  • check_circleA photo you scan but never save is discarded automatically within 24 hours.

Withdrawing your agreement

You can decline when we ask, or turn receipt photos off later under Profile › Terms & agreements. Either one stops any further upload. Photos already attached to an expense stay on that expense until it is deleted.

7. Contact

Questions? Email us at support@diw.vn