Split the bill.
Skip the “just download this app”.
Create a group, log the expense, pick how it splits — then send a link. Everyone sees exactly what they owe, whether or not they’ve ever heard of DIW.
Free, with every feature included. Your friends never have to sign up.
Four steps. That’s the whole app.
No dashboards to learn, no accounts to chase. Here is every screen you’ll ever touch.
Create a group
Name it, pick a currency, add whoever’s involved — friends on DIW or guests who are just a name and an emoji. A trip, a flatshare, the Friday lunch crew.
Under 5 seconds
Create a transaction
Amount, who paid, category, note. One screen, no submenus. The currency comes from the group so you never pick it twice.
One screen
Choose the split
Equally, by percentage, or exact amounts. A live meter shows what’s left to allocate — DIW won’t let you save a split that doesn’t add up.
Equally · Percentage · Fixed
Share with anyone
Send one link. They open it in any browser and see the group total, every transaction, and exactly what they owe. Installing DIW stays optional — forever.
No app required
Your friends never have to sign up.
Most split apps ask the person who owes you money to install the app or sign up before they can even see what they owe. That’s where paying you back stalls. DIW turns the split into a link.
- ✓ Opens in any browser — iOS, Android, desktop
- ✓ Shows the group total, every transaction, and their personal share
- ✓ Guests appear in splits with a name and avatar, no account attached
- ✓ If they do install DIW later, the link claims their history
Everything else, quietly handled
Three split types
Equally, percentage, or exact amounts — with live validation so a broken split can’t be saved.
Settle up
DIW works out the fewest transfers that clear the group, then marks them off as they’re paid.
Passkey sign-in
Face ID or fingerprint. No password to forget, no reset email to wait for.
Activity feed
Every expense, edit, and settlement in one timeline, with push notifications you can mute per group.
Per-group currency
The trip is in VND, the flat is in EUR. Set it once at the group level and forget it.
Categories & notes
Tag expenses so the end-of-trip breakdown answers “where did it all go”.
Why not just use a group chat?
| DIW | Other split apps | Chat + spreadsheet | |
|---|---|---|---|
| Friends need an account | Never | Usually | n/a |
| Split by % or exact amount | Yes, all three | Varies by app | Manual math |
| Running balance per group | Automatic | Automatic | You maintain it |
| Shareable read-only view | One link | Screenshot | Screenshot |
| Cost | All features free | Some features paid | Free |
Questions
Do the people I split with need the app?
No. You add them as guests with just a name, and share a link they open in any browser. Only the person creating the group needs DIW installed.
What happens if a guest installs DIW later?
They open the same share link while signed in and their guest identity is claimed — the history follows them into their account.
Can one group use more than one currency?
Each group has a single currency, set when you create it. Make separate groups for separate trips.
How does settle up decide who pays whom?
It minimises the number of transfers needed to bring every balance to zero, rather than making everyone pay everyone.
Is my data sold? Are there ads?
Your data is never sold, and your groups and expenses are never shared with advertisers. The free version shows ads; an optional subscription removes them. Share links are unguessable tokens and can be revoked.
Is DIW free?
Yes, all four steps and all three split types are free.
Stop chasing your friends.
Create a group, split the bill, send the link. They’ll see what they owe in ten seconds — no download required.